HEALTH CARE – Adds to existing law to establish provisions regarding certain out-of-pocket payments for health care services.

Summary

The bill adds a new section to Idaho’s health‑care code that permits health‑care providers to offer a discounted cash price to insured patients, and requires insurers to apply those out‑of‑pocket payments toward the patient’s deductible and annual out‑of‑pocket maximum. It applies to most health benefit plans but excludes limited‑benefit, Medicaid, Medicare supplemental, workers’ compensation and similar policies. The change takes effect on Jan. 1, 2027.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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