Relating to: limitation on retroactive claim denials under health insurance policies.

Summary

The bill creates a new statute that caps the period an insurer can retroactively claw back a disability insurance payment at 12 months, or 18 months when other payers like Medicaid or Medicare are involved. It applies to all third‑party health payers and does not affect cases where the claim was fraudulent. The goal is to protect claimants from unexpected repayment demands after they have received benefits.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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