Enhancing public safety and enforcement of crimes that impact insurance.

Summary

The bill revises state law to broaden what counts as insurance fraud, adds a clear definition of "insurer," and makes each act of fraud a separate class B felony. It also requires insurers to recover investigation and loss costs from fraudsters and aims to deter organized schemes that hurt insurers and policyholders. The changes would apply statewide and allow prosecution in several possible counties.

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