In CommitteeFiled May 21, 2026
Sponsor: Sen. Kennedy, John [R-LA] (R)
Latest Action
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
May 21, 2026
Summary
The bill amends the Fair Credit Reporting Act to define "medical debt" and to exclude any adverse information about such debt from consumer reports. It also directs the CFPB to change regulations within a year so creditors cannot use medical‑debt data when evaluating credit applications. The goal is to protect consumers whose credit scores are hurt by medical bills.
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