Social Security Caregiver Credit Act of 2026

Summary

The bill adds a new “deemed wages” provision to Social Security so that people who provide at least 80 hours a month of unpaid care to a dependent relative receive credit toward retirement and survivor benefits. It covers care for children under 12 or for chronically dependent relatives such as disabled adults, and the credit can apply to up to 60 qualifying months before the caregiver reaches retirement age. The goal is to give unpaid caregivers a stronger safety net in retirement.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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