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S 4119·Federal·senate

Student Loan Marriage Penalty Elimination Act of 2026

In CommitteeFiled Mar 17, 2026
Sponsor: Sen. Warnock, Raphael G. [D-GA] (D)
Latest Action

Read twice and referred to the Committee on Finance.

Mar 17, 2026

Summary

The bill changes the tax code so each spouse can separately deduct up to $2,500 of student‑loan interest, rather than sharing a single limit. It takes effect for tax years beginning after Dec. 31, 2026 and bars claiming the same interest under another deduction. Married taxpayers with student loans would benefit.

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