HR 9459·Federal·house
Home Affordability Through Mortgage Simplification Act
In CommitteeFiled Jun 25, 2026
Sponsor: Rep. Fitzgerald, Scott [R-WI-5] (R)
Latest Action
Referred to the House Committee on Financial Services.
Jun 25, 2026
Summary
The bill revises the Truth in Lending Act to make mortgage disclosures clearer, set new materiality standards, and create safe‑harbor rules for lenders. It also shortens waiting periods, widens the tolerance for APR calculations, and aims to protect borrowers while reducing compliance burdens for lenders.
AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.
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