In CommitteeFiled Apr 16, 2026
Sponsor: Rep. Stevens, Haley M. [D-MI-11] (D)
Latest Action
Referred to the House Committee on Education and Workforce.
Apr 16, 2026
Summary
The bill amends the Higher Education Act so that when a borrower obtains a Federal Direct Consolidation Loan that clears a defaulted federal student loan, the government must ask credit bureaus to remove the default from the borrower’s credit report. It targets borrowers with defaulted student loans and the consumer reporting agencies that record those defaults, giving borrowers a chance to rebuild credit after consolidation.
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