HR 8318·Federal·house
Original Additional Credit FHA Pilot Program Authorization Act
In CommitteeFiled Apr 16, 2026
Sponsor: Rep. Green, Al [D-TX-9] (D)
Latest Action
Referred to the House Committee on Financial Services.
Apr 16, 2026
Summary
The bill lets mortgage applicants who lack traditional credit histories choose a new credit‑scoring model that incorporates extra information. It directs the FHA secretary to pick commercial models, require lenders to notify borrowers, and report the pilot’s results to Congress.
AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.
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