Floor Vote ScheduledFiled Mar 27, 2026
Sponsor: Rep. Lawler, Michael [R-NY-17] (R)
Latest Action
Placed on the Union Calendar, Calendar No. 689.
Sep 1, 2026
Summary
The bill amends the Fair Credit Reporting Act to obligate companies that resell consumer‑report information to use reasonable steps to ensure the data is as accurate as possible before passing it on. It applies to any reseller that transmits credit data to lenders or other users, but shields them from liability when they simply relay information received from another reporting agency. The aim is to improve the reliability of credit information used in lending and other decisions.
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