Referred to the House Committee on Education and Workforce.
Summary
The IDA Act of 2026 changes the Employee Retirement Income Security Act so that, after an 18‑month waiting period, federal preemption no longer overrides state laws that govern dental benefits. This affects workers, employers, and state regulators by allowing state rules on dental coverage to remain in force. The goal is to give states more authority over dental benefit administration while preserving overall ERISA protections.
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