HR 7888·Federal·house
Closing the Enhanced Prudential Standards Loophole Act
In CommitteeFiled Mar 9, 2026
Sponsor: Rep. Waters, Maxine [D-CA-43] (D)
Latest Action
Referred to the House Committee on Financial Services.
Mar 9, 2026
Summary
The bill changes the Financial Stability Act of 2010 so that the same supervisory rules that apply to bank holding companies also apply to large banks that operate without a holding company. By treating those banks the same as holding‑company banks, it seeks to close a regulatory loophole. The change would affect large independent banks and the agencies that oversee them.
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