In CommitteeFiled Feb 23, 2026
Sponsor: Rep. Gonzalez, Vicente [D-TX-34] (D)
Latest Action
Referred to the House Committee on Financial Services.
Feb 23, 2026
Summary
The bill amends the Federal Home Loan Bank Act by inserting the Federal Credit Union Act alongside the Federal Deposit Insurance Act, allowing credit unions to participate in the system that supports mortgage lending. By expanding the pool of institutions that can provide home‑loan assistance, the measure seeks to increase access to homeownership for more Americans, especially those who bank with credit unions. It changes federal banking rules but does not create new programs or funding.
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