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HR 6720·Federal·house

FARM Home Loans Act of 2025

In CommitteeFiled Dec 15, 2025
Sponsor: Rep. McDonald Rivet, Kristen [D-MI-8] (D)
Latest Action

Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.

Jan 13, 2026

Summary

The bill changes the Farm Credit Act to include accessory dwelling units as eligible appurtenances for rural home loans and increases a numeric threshold from 2,500 to 10,000. It affects farmers, ranchers and other rural residents who use Farm Credit System lenders for housing financing. By broadening what can be financed and raising the limit, the measure aims to make home‑ownership more accessible in rural areas.

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