Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

Summary

The joint resolution directs that the Consumer Financial Protection Bureau’s rule withdrawing the 2022‑07 circular on reasonable investigation of consumer reporting disputes has no legal effect. It applies to the CFPB and any entities that would have been subject to the withdrawn rule. The measure seeks to keep the original consumer‑reporting protections in place.

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