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HJRES 170·Federal·house

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

In CommitteeFiled Apr 30, 2026
Sponsor: Rep. Waters, Maxine [D-CA-43] (D)
Latest Action

Referred to the House Committee on Financial Services.

Apr 30, 2026

Summary

The resolution would use the Congressional Review Act to reject a Consumer Financial Protection Bureau rule that undoes a prior rule limiting how the Fair Credit Reporting Act preempts state laws. If adopted, the withdrawn rule would have no legal effect, keeping the original preemption limits in place. This impacts the CFPB, state regulators, and consumers who rely on credit‑reporting protections.

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