Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act".

Summary

The joint resolution directs Congress to disapprove a Consumer Financial Protection Bureau rule that withdraws the 2022 bulletin on medical‑debt collection and reporting under the No Surprises Act. If the disapproval is finalized, the withdrawn rule would have no legal effect, keeping the original reporting requirements in place. The measure affects lenders, debt collectors, and consumers with medical debt by preserving existing reporting standards.

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