Insurance, Motor Vehicles - As introduced, enacts the "Community Faith Transportation and Service Protection Act," which establishes secondary vehicle liability insurance provided by the state to a faith-based organization for vehicles used by the faith-based organization for community service use. - Amends TCA Title 9, Chapter 8; Title 55 and Title 56.

Summary

The bill creates a secondary liability coverage program, administered through Tennessee's risk management fund, for vehicles owned or leased by churches, mosques, synagogues and similar nonprofits when they are used for community services such as health care transport or food delivery. It shields the organization and its leaders from most lawsuits unless there is gross negligence or reckless misconduct. Private insurers may not deny, cancel, or increase premiums for these vehicles because of their community service use.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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