AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES

Summary

Starting Jan. 1 2027, any individual or group health insurance plan in Rhode Island that includes prescription coverage must create a plan that provides access to a wide range of pain‑management services, including non‑opioid medications and alternative therapies. The plans must be approved by the Department of Health, cannot place stricter prior‑authorization rules on non‑opioid drugs than on opioids, and must include educational information for providers and members. This applies to policies covering hospitals, medical service corporations, and HMOs.

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