AN ACT RELATING TO INSURANCE -- LIABILITY INSURANCE -- UNINSURED MOTORIST COVERAGE

Summary

The bill amends Rhode Island law so that every auto liability policy must also provide uninsured and underinsured motorist bodily‑injury coverage at least equal to the liability limits, with a state‑set minimum. Insurers must offer, but not force, uninsured and underinsured motorist property‑damage coverage, and they may set rates as a percentage of the standard collision premium. The changes aim to protect drivers from losses caused by drivers who lack sufficient insurance.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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