AN ACT RELATING TO INSURANCE -- MEDICARE SUPPLEMENT INSURANCE POLICIES

Summary

The law revises the standards for Medigap policies, banning duplicate Medicare benefits and limiting pre‑existing condition exclusions to six months. It gives the state insurance commissioner authority to set rules on policy terms, premiums, marketing and loss‑ratio reporting, and guarantees that disabled or ESRD beneficiaries under 65 and anyone with continuous coverage can obtain a Medigap plan without medical underwriting.

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