Health Insurance; requiring certain decisions to be made by licensed professional; prohibiting issuance of outcomes determined with artificial-intelligence; requiring disclosure notice by insurer. Emergency.

Summary

The bill bars any Oklahoma health insurance company from issuing a denial, reduction, or termination of benefits that is based on an artificial‑intelligence system. All final adverse decisions must be made by a licensed health‑care professional, and insurers must tell claimants that a person, not a computer, issued the decision. It also requires insurers to consult the claimant’s provider on medical necessity and gives the Insurance Commissioner authority to enforce the rules.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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