Insurance; prohibiting use of credit information in personal insurance. Effective date.

Summary

The bill prohibits insurers from using credit scores or any credit‑related data to decide, price, renew, or cancel personal insurance, except under narrowly defined circumstances. It also stops consumer reporting agencies from selling lists that contain insurance‑related credit information. The law would become effective on November 1, 2026.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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