Health insurance; terms; patient protection; health plan responsibilities; requirements for payment; clinicians and hospitals; enforcement; effective date.

Summary

The bill makes health insurers responsible for collecting patients' copays, deductibles and other cost‑shares and forbids them from canceling coverage when those amounts aren’t paid. It also obligates insurers to pay the full allowed amount to clinicians and hospitals on time, regardless of whether the patient has paid, and sets penalties for violations. The changes aim to protect insured patients and ensure providers receive timely reimbursement.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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