Insurance; certified certificate of death; small life insurance policies; proof; sworn statement; effective date.

Summary

The bill creates a new rule that for life insurance policies worth $15,000 or less, beneficiaries can prove the insured’s death by submitting a certified death certificate and a sworn statement from the funeral director who handled the burial. This streamlines the claims process for low‑value policies, reducing paperwork for families. The measure takes effect on November 1, 2026.

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