Insurance; credit information; credit-based insurance scores; restricted; effective date.

Summary

The bill bars insurers from using credit information or credit‑based insurance scores to deny, cancel, non‑renew, or set rates on personal policies, while still permitting use of payment or claims history. It also defines insurance fees, requires full disclosure of those fees, and prevents duplicate fees or minimum premium charges. The law takes effect on November 1, 2026.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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