Insurance; unlawfully operating a motor vehicle; first-party claimants; collision or comprehensive claims; liability coverage; effective date.

Summary

The bill prevents people who were unlawfully operating a vehicle—such as driving without a valid or with a revoked license or using false identification—from receiving first‑party collision or comprehensive insurance payments. It still permits insurers to pay mandatory liability coverage to innocent third parties and allows them to use official Department of Public Safety license data for claim decisions. The law would take effect on November 1, 2026.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Topics

Share