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HB 3781·OK·house

Insurance; rate may not be excessive, inadequate or unfairly discriminatory; expiration; effective date.

Signed into LawFiled Feb 2, 2026
Sponsor: Adams
Latest Action

Approved by Governor 05/12/2026

May 12, 2026

Summary

The measure requires insurers to submit their proposed rates to the Oklahoma Insurance Commissioner at least 60 days before the rates take effect, with a filing window that must be completed within 30 days after that point. Competitive‑market insurers have a limited exemption for commercial risks, while non‑competitive insurers face additional notice and extension procedures. The law also makes most filings publicly available, unless the insurer can prove the information is confidential.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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