Credit cards; discounts inducing payment by cash, check or similar means; setting maximum surcharge; effective date; emergency.

Summary

The bill allows sellers to give any size discount for cash, check, debit or similar payments without it being treated as a credit‑card service charge, provided the discount is advertised clearly to all buyers. It also permits credit‑card surcharges but caps them at 2% of the transaction and requires the surcharge amount to be posted conspicuously at the point of sale, on websites, or disclosed verbally for phone orders. The rules apply to all Oklahoma retailers, including certain schools and municipalities, and take effect on November 1, 2026.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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