Prohibits insurers from refusing to renew a policy on certain automobiles used for volunteer social service transportation

Summary

The bill amends New York’s insurance law to prohibit insurers from refusing to issue or renew an individually‑owned private passenger auto policy solely because the vehicle will be used for volunteer firefighting or for providing social‑service transportation for a nonprofit or government agency. The rule applies to policies issued after the law takes effect, which is 30 days after enactment. It aims to protect volunteers who use their personal cars to serve their communities.

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