Relates to the use of aerial images for the purposes of homeowners' insurance

Summary

The bill adds new rules for property insurers in New York, obligating them to notify homeowners when aerial photos or video of their property may be taken, to supply those images on request, and to include them in any cancellation, non‑renewal, coverage reduction, or premium increase over 10%. It also creates a mandatory appeal process, a remediation period, and limits the use of older images. The goal is to increase transparency and fairness in underwriting decisions that rely on aerial imagery.

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