Relates to ensuring continued access to backup devices for patients with cochlear implants

Summary

The bill forces any medical or major‑medical insurance policy in New York to pay for a backup cochlear implant whenever a patient gets an implant, upgrade, or replacement, and the coverage cannot be reduced by deductibles or coinsurance. It protects people who rely on cochlear implants by ensuring they always have a spare set of components if the primary device fails. The measure closes the current gap where backup devices are only provided at the initial surgery.

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