HEALTH CARE PROVIDER COVERAGE

Summary

The bill adds new language to several health‑insurance statutes so that group and individual policies, HMOs, and nonprofit health plans must include any health‑care provider who is legally authorized to practice in the state. It does not force insurers to contract with every provider, and it allows different reimbursement rates based on quality or performance. The change aims to broaden patient access to qualified providers while preserving insurers' ability to set payment terms.

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