Docket Room
HB 313·NM·house

CIVIL RELIEF FROM COERCED DEBT ACT

In CommitteeFiled Feb 4, 2026
Sponsor: Szczepanski, Reena
Latest Action

action postponed indefinitely

Mar 24, 2026

Summary

The bill defines “coerced debt” as debt incurred through fraud, duress, intimidation, or abuse and lets debtors submit a written statement with proof that they did not consent to the debt. Creditors must then halt all collection actions, notify credit bureaus, return any payments, and may not sell or transfer the debt while the claim is reviewed. It also makes anyone who caused the coerced debt civilly liable.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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