WILDFIRE RISK INSURANCE MODELS & UNDERWRITING

Summary

The bill forces insurers that use wildfire risk models to submit those models and their impact on rates to the state superintendent, while keeping the models confidential. It also obligates insurers to tell homeowners about risk scores, available discounts for property or community fire‑mitigation, and how to appeal a score. The measure applies to homeowners, condo and multifamily residential insurance.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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