Requires automobile insurers to provide notice that Medicare and Medicaid may not be used as primary coverage for PIP benefits.

Summary

The bill obligates New Jersey automobile insurers to inform policyholders, in clear language, that federal Medicare or state Medicaid programs may not serve as the primary payer for personal injury protection (PIP) medical expenses. The notice must be provided when the primary‑coverage option is offered, before a driver turns 65, and each year at renewal for drivers 65 or older. This ensures drivers understand the coordination‑of‑benefits rules and prevents improper use of government programs as primary coverage.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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