Establishes homestead exemption against forced sale for certain persons in debt.

Summary

The bill lets owners of a primary residence—whether a house, condo unit, or manufactured home—shield a portion of their home’s equity from attachment, execution, and forced sale on most civil judgments. The exemption is automatic, requires no filing, and applies up to $250,000 (or $500,000 for married owners) based on equity. It can be relinquished by a waiver, sale, or moving out of state.

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