Extends foreclosure protections for certain homeowners impacted by remnants of Hurricane Ida.

Summary

The bill lets homeowners whose primary residences were harmed by Hurricane Ida apply for a certification that pauses mortgage payments for up to two years. It creates an online application process through the Department of Community Affairs, defines who qualifies, and requires lenders to honor the forbearance without fees or penalties. The goal is to keep storm‑impacted borrowers from losing their homes.

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