Requires health insurance coverage for early-stage kidney disease screening without cost sharing.

Summary

The bill mandates that health insurance contracts in New Jersey must pay for early‑stage kidney disease screening when a physician determines it is medically necessary, without any deductible, copayment, or coinsurance. It applies to hospital, medical and health service corporation plans, including high‑deductible and catastrophic plans, as far as federal law allows. The covered screening tests are an estimated glomerular filtration rate blood test or a urine albumin‑creatinine ratio test.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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