Requires prescription drug coverage for serious mental illness without prior authorization or utilization management, including step therapy.

Summary

The bill forces health insurers in New Jersey to provide prescription drug benefits for serious mental illnesses without using prior‑authorization, step‑therapy, or other utilization controls. It applies to any carrier that offers medical or hospital expense plans, and it adds reporting requirements to ensure these rules are applied fairly. The goal is to make needed medications more quickly accessible to people with conditions like schizophrenia, major depression, bipolar disorder, and PTSD.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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