Prohibits automobile insurers from increasing automobile insurance rates on persons deemed not at fault in automobile accidents.

Summary

The bill bars New Jersey automobile insurers from increasing premiums, adding surcharges, or rerating policies for policyholders who are found not at fault in a crash. It requires insurers to base any rate increase on a documented at‑fault finding and to disclose the reason in writing. The measure aims to protect safe drivers from penalty for accidents they did not cause.

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