Eliminates court filing fees for individuals who are sued for consumer debt.

Summary

The bill removes any court charge for a defendant to file an appearance, answer, counter‑claim, cross‑claim, or third‑party complaint when sued to collect consumer‑related debt. It applies to cases in the Special Civil Part, including small claims, and the Civil Part of the Superior Court Law Division. The change aims to help people who might otherwise ignore lawsuits and face default judgments.

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