prohibiting the use of credit information in underwriting and rating personal automobile and homeowners insurance policies and prohibiting certain surveillance practices by insurers.

Summary

The bill would bar any auto or homeowners insurer from using a person’s credit history, credit score, or consumer report when deciding to issue, renew, cancel, or price a policy. It also forbids insurers from employing drones, satellites or commercial aerial imagery to surveil private property for underwriting or rating purposes without the owner’s written consent. The goal is to prevent discriminatory pricing and protect consumer privacy.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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