Change provisions of the Uninsured and Underinsured Motorist Insurance Coverage Act relating to stacking of coverage

Summary

The bill changes Nebraska's uninsured and underinsured motorist (UIM) rules so that coverage limits cannot be stacked when the policies belong to the same person or related household members. It permits stacking only when the policies are held by unrelated, non‑household policyholders. The change also sets a clear order for how multiple UIM coverages are paid out after an accident.

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