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HB 383·MS·house

Uninsured motorist coverage; provide that limits will be equal to liability coverage unless insured selects otherwise.

FailedFiled Jan 12, 2026
Sponsor: Watson
Latest Action

(H) Died In Committee

Feb 3, 2026

Summary

The bill would make the limits for uninsured motorist bodily injury and property damage coverage automatically equal to the policy’s liability limits, starting July 1 2026. Drivers could only lower those limits by signing a written request, and could reject the coverage entirely if they also reject bodily injury coverage. Insurers would have to give a standard form explaining the benefits of the coverage.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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