Insurance; prohibit cancellation of, nonrenewal of, or increase in rates for nonfault motor vehicle incident of the insured.

Summary

The bill would stop insurance companies from using accidents where the insured driver was not at fault to increase premiums, add surcharges, cancel coverage, or deny renewal. It defines a non‑fault incident as any accident the insured was not responsible for, even if not reported to police. Violations would require the insurer to refund the excess premium and pay a penalty of three times that amount or at least $1,000, plus attorney fees.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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