Prohibits the use of credit scores in determining automobile insurance rates

Summary

The bill bars any auto insurer from basing the price of a new policy on information from consumer reporting agencies or on insurance credit scores derived from that data. It also limits how insurers can use credit information in underwriting, requiring other non‑credit factors and consumer disclosures. The goal is to prevent credit‑based pricing that can disadvantage drivers with poor credit histories.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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