SB 852 - This act provides that, for all automobile insurance contracts entered into on or after August 28, 2026, no insurer shall utilize any information obtained directly or indirectly from a consumer reporting agency or any insurance credit score that relies on information obtained directly or indirectly from a consumer reporting agency for the purpose of determining the rate charged for such contract. TAYLOR MIDDLETON

Summary

The bill bars any automobile insurer from using consumer‑reporting agency information or insurance credit scores when determining premiums for policies entered into on or after August 28 2026. It also establishes disclosure requirements and limits on adverse actions based on credit data. The measure is intended to stop credit‑based pricing in Missouri auto insurance.

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