Creates provisions relating to insurance coverage of alternatives to opioid drugs

Summary

The bill adds a new section to Missouri law that bars health benefit plans from denying coverage of a prescribed non‑opioid medication for acute pain, from requiring patients to try an opioid first, or from charging higher cost‑sharing for the non‑opioid drug. It applies to plans that start or renew on or after Jan. 1, 2027, affecting insurers and patients with acute pain. The measure aims to make safer pain‑relief options more accessible.

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