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HF 4183·MN·house

Requirements necessary for a health carrier to discontinue individual health plans eliminated, and state exception for a health carrier's uniform modification of coverage under an individual market health plan established.

IntroducedFiled Mar 12, 2026
Sponsor: Elkins
Latest Action

Introduction and first reading, referred to Commerce Finance and Policy

Mar 12, 2026

Summary

The bill requires that individual health plans in Minnesota be guaranteed renewable at the same premium, except for limited non‑renewal reasons. It removes many of the current procedural steps insurers must follow to discontinue a plan, requiring only 90‑day notice to policyholders and a uniform offer of another guaranteed‑issue plan. It also creates an exception that permits insurers to modify coverage uniformly for all enrollees at renewal.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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